Why is a loan created? How does it work?

How does the credit tab work?

The credit is deducted based on the number of billing cycles of the subscription. For example, a 12-month subscription at $ 100 monthly (12 payment cycles of $ 100) and a member with a credit of $ 500> The first 5 withdrawals will be credited.

Manually modify a member's credit and impact

It is possible to manually modify a member's credit by going to member management> select the member> general information tab> user credit

Why do I have members who have credit in their accounts without having assigned them?

A credit will be credited automatically if you assign a cheaper subscription to the one currently in use to your member according to the number of days the subscription has been used, for example, 10 days out of 30.

On the other hand, in the opposite case, you must make a manual payment and thus make your member pay the difference.